Free · Open source

Know what you owe.
Keep friendship easy.

Owefolk keeps dinners, trips, rent, and group plans fair. Everyone sees their own balance, who it belongs to, and how that friend prefers to be paid back.

  • Clear shared balances
  • Private on-device receipt scanning
  • No custody of your funds
Owefolk home ledger showing balances across groups
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Settled upApartment · all square
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You owe Maya$12.40 · Venmo
Works with the money apps you already use VenmoCash AppPayPalZelleAny link
Features

Everything a fair split needs

Settling up should be a one-tap goodbye, not a spreadsheet argument.

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Scan the receipt

Take a photo and let private on-device recognition suggest the merchant and total for you to review.

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Split it fairly

Choose equal, exact, or percentage shares. Owefolk keeps every cent accounted for.

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See who owes whom

Direct balances or simplified repayments — the group sees where it stands at a glance.

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Pay their way

See your friend's preferred provider and handle, then open the right payment destination.

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Shared ledger

A timestamped history every member can read, so "I paid that" never needs to be a fight.

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Privacy first

Receipts never leave your phone. Diagnostics can be switched off from your profile.

How it works

Three steps, zero awkwardness

01 Adding and splitting an expense in Owefolk

Add an expense

Snap the receipt or type the amount. Pick equal, exact, or percentage shares.

02 Seeing what you currently owe across groups

See where you stand

Everyone views their own balance and who it belongs to — no surprises.

03 Opening the recipient's preferred payment app

Settle up their way

Tap through to Venmo, Cash App, PayPal, Zelle or a custom link, then mark it sent.

A quick guided tour

See Owefolk in action

Full HD, narrated, and captioned.

Owefolk app icon

Fair math. Less awkwardness.

Start a group, add the next shared expense, and let everyone see where they stand.